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I still use my car on the road so its not totally stripped out.
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How much do they weigh in at??
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Also can they easily be fitted??
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Let me know what you think
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Cheers dan
Moderators: IMOC Moderators, IMOC Committee Members
Ollie@SkyInsurance wrote:Dan, whatever you do check that your insurance company will cover it..
a lot of insurers will not
.
Gee Man wrote:Do you cover roll cages?? I need to get a quote from you boys tomorrow!!
Ollie@SkyInsurance wrote:Gee Man wrote:Do you cover roll cages?? I need to get a quote from you boys tomorrow!!
yes mate, we cover them.Drop me a PM if you want a call back
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lockys96 wrote:sky add like 25% to your premium,
i had a better quote from greenlight insurance with a cage
Gee Man wrote:lockys96 wrote:sky add like 25% to your premium,
i had a better quote from greenlight insurance with a cage
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Its mad, you make a car safer and they but the quote up!!
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Ollie@SkyInsurance wrote:Gee Man wrote:lockys96 wrote:sky add like 25% to your premium,
i had a better quote from greenlight insurance with a cage
![]()
Its mad, you make a car safer and they but the quote up!!
![]()
Dont worry about the above for the time being..
wait until you see how the quote comes out including the cage.
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From an insurance perspective..
cars with roll cages suffer from a higher claims loss ratio than cars with out cages.
.
this means higher premiums.
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Also, claims from cars with roll cages generally cost a lot more.
.
a couple of reasons:
The cage spreads the crash throughout the chassis so causes more damage.
.
also personal injury claims are higer as people bang their heads on the cage.
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Make more sense now?
Gee Man wrote:I guess a bolt in and out one might be the way forward, then just bolt it in b4 a track day![]()
Rogue wrote:Gee Man wrote:I guess a bolt in and out one might be the way forward, then just bolt it in b4 a track day![]()
To install a roll cage properly(ie to MSA standards) then you'll need to weld mounts into the car and then bolt the cage to that.
Be prepared to spend around an hour and a half to two hours to remove a cage on your own and about the same to re-install it.
Don't forget the seats will need to come out to give you room.
For track use a cage adds a lot of chassis rigidity that you didn't even realise was lacking from the car.Coupled with a race seat and harness you'll feel connected to the car in a way that you never have before.
It also adds to increased confidence in your personal safety
- I feel very exposed now driving a normal car on a track day
- but never lose sight of that fact that if the roll cage has come into play for safety reasons, you're going to be look at a big repair bill for your car.
.
.
The P&P cage that we supply for the MR2 Championship is easily the best off-the-shelf roll cage for the mk2 MR2, and fits surprisingly well around a good amount of the interior trim.We spec'd the cage with no compromises on safety
- that is after all it's primary function
- so you have to cut the dashboard to install it.
There are insurance companies that specialise in policies for road cars that are also used for Motorsport, and will also cover you for events.
Give Sky a try first, but if you struggle drop me a line and I'll send you some links.
Cheers,
Patrick
Ollie@SkyInsurance wrote:
also personal injury claims are higer as people bang their heads on the cage.![]()
Make more sense now?
dansREV2turbo wrote:
How are personal injury claims costing sky more? iirc sky dont cover for personal injury if your driving and its your fault? please enlighten me![]()
Century Motorsport wrote:Richard Egger insurance is one of the best for this.
My MR2 insured to£10,000 all mods declared fully comp is
£900 a year
- the car must be used for competitions
(track days?) and MUST have a roll cage.
.
.
.
i believe there is also a motorsport license thing but not sure if you need one or not.
Give them a call and ask to speak to Alison- 0115 985 0165
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Ollie@SkyInsurance wrote:dansREV2turbo wrote:
How are personal injury claims costing sky more? iirc sky dont cover for personal injury if your driving and its your fault? please enlighten me![]()
I was explaining, in general, why cars with roll cages suffer from higher premiums..
my answer was not Sky Insurance specific.