I figured that might be the case, I remember the cash for crash scams.
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The good news is that the insurance company are currently pursuing it as a non-fault claim on my side.
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The driver admitted fault at the time.
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It would also be highly illogical for me to get the car fully restored
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(at great cost) merely three months prior to the incident only to intentionally cause an accident just for a whiplash claim.
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I also have the fact that the owner of the logistics company called me, saying his driver was to blame
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(had given him a bollocking) and then asked me to get a quote for repair and that he would be prepared to pay without making an insurance claim.
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Once I'd got the quote and sent it over to him, he decided the cost was too high and that we should go through the insurance.
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I have the email I sent to him, the quote, along with the text message he sent back when I chased him.
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This should prove that blame is attributed third party since he would hardly be offering to do this for a non-fault claim.
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There's also the fact that in over twenty years of driving I have never claimed for anything and if I really was going for cash for crash I'd probably choose a different vehicle.
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I'm hoping that since I was hit by a company vehicle rather than a private car they will be more reasonable than a private individual acting alone.
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I have to say this experience has really put me off driving anything.
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I feel like everything is weighed against me and the driver of the other vehicle has got out of it easily.
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It seems ridiculous for something that wasn't my fault I will lose my car, get a fraction of its value back and then have the ongoing pain of rising insurance premiums for the next five years.
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Something is very rotten in the state of the vehicle insurance industry!
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I'm now working on the basis that they will offer next to nothing for the car.
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In that case I will buy it back
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(which should cost very little) and break it.
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I have a brand new custom exhaust on there which is completely undamaged, new genuine Toyoya HT
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leads, two new calipers etc.
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so I think I might be able to get a few quid back.
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We were looking to get a family car in addition to the MR2 so I think I will just plough some money into that and put it all down to experience.
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Maybe one day in the future I'll get another one, but right now, I just want to forget the whole experience.
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I'll let you know how I get on with the haggling, might be useful for others.
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