went for a catch up in the pub today with someone who has been at uni, nice pub on the outskirts of wilmslow cheshire so not renowned for trouble.

i was in there for just over an hour cam out and my rear windscreen had a nice hole in it.

ive rang the police who are can't do a thing, standard.

so now a couple of questions

1.

will i have to pay my excess or loose no claims if i ring the insurance.

im 22 with 4 years no clain=ms un protected.

just managed to get a reasonable quote to put my car back on the road after 9 months of it sitting on the drive.

i can't afford to have a claim or loose my no claims bonus so may have to fix it myself depending on the answer.

2.

has anyone got a really good nik rear screen that they might want to sell cheap or trust me to pay for at the end of the month, through some sort of agreement.

it's been one of those weeks

:/