I'm in the process of recommissioning my Mk1 (been in storage for a while) with a view to MOTing it & returning it to the road soon.
I rang Adrian Flux for a quote on Saturday (currently insure my everyday car with them) & was quoted £245, which I thought was a bit steep...
This was for a limited mileage of 3000 a year, with the car kept in a garage. The car is completely standard, bar some aftermarket 14" alloys same size as originals. I'm in my mid 30's, clean licence, no accidents.
Can anyone recommend other companies to try?
Thanks, Andy
Insurance advice, 2nd car, classic policy.
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Re: Insurance advice, 2nd car, classic policy.
Classicline
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Re: Insurance advice, 2nd car, classic policy.
aw11rally wrote:Classicline
This.
476bhp & 415ft lb @ 1.9bar Magic by Ryan!
Gone, but never forgotten
Now with a mk1.5 & a NHB EP3
Gone, but never forgotten
Now with a mk1.5 & a NHB EP3
Re: Insurance advice, 2nd car, classic policy.
http://www.imoc.co.uk/forums/viewtopic.php?t=148821
Looks like RH specialist are good for standard stuff.
Looks like RH specialist are good for standard stuff.
Re: Insurance advice, 2nd car, classic policy.
lancaster can also be good for second car policies
Re: Insurance advice, 2nd car, classic policy.
I use Houghton Insurance Bureau, Anglia House, 78 high Street, Houghton Regis, Bedfordshire LU5 5BJ. 01582 867 763
My policy is underwritten by Chaucer Insurance Co
It is a classic car 3K miles limit policy. Costs around £160 pa
Have been with them for several years & very satisfied at th mo
Could be worth any member giving them a try
Peter
My policy is underwritten by Chaucer Insurance Co
It is a classic car 3K miles limit policy. Costs around £160 pa
Have been with them for several years & very satisfied at th mo
Could be worth any member giving them a try
Peter
Last edited by elbon50 on Tue May 10, 2011 6:43 pm, edited 1 time in total.
Re: Insurance advice, 2nd car, classic policy.
Give Footman James a try. That's who I'm insured with and I have all the usual perks. 0 no claims (all used on my Golf), limited milage, agreed value, lots and lots of mods declared... comes in at £300 give or take a couple of quid.
Re: Insurance advice, 2nd car, classic policy.
This is a good thread on the Mk1 club for quite a few comparisons.
http://www.mr2mk1club.com/showthread.ph ... Yours-here
HTH
Bod
http://www.mr2mk1club.com/showthread.ph ... Yours-here
HTH
Bod
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Re: Insurance advice, 2nd car, classic policy.
Problem seems to be that when you start an additional policy a lot of insurers don't give any credit for any existing NCB you may have on other policies.
I have two policies both with full NCB but I fully expect to be fleeced when my MR2 returns to the road and I need a third.
I have two policies both with full NCB but I fully expect to be fleeced when my MR2 returns to the road and I need a third.
Re: Insurance advice, 2nd car, classic policy.
Thanks for the replies, gives me a few more companies to try.
Will report back on any favourable quotes I get.
Cheers, Andy
Will report back on any favourable quotes I get.
Cheers, Andy
Re: Insurance advice, 2nd car, classic policy.
Just to update, Houghtons gave me the best deal, around £130 for the year.
This was for a 2nd car classic policy, 3000 miles a year.
The guy I dealt with, Rob, was very helpful and friendly, and didn't try to push the policy on me there and then when I initially got the quote, unlike my insurer for my main car (Adrian Flux) who were also the most expensive.
Houghtons definitely recommended, will be going back to them for a quote when my main car is up for renewal too
This was for a 2nd car classic policy, 3000 miles a year.
The guy I dealt with, Rob, was very helpful and friendly, and didn't try to push the policy on me there and then when I initially got the quote, unlike my insurer for my main car (Adrian Flux) who were also the most expensive.
Houghtons definitely recommended, will be going back to them for a quote when my main car is up for renewal too
Re: Insurance advice, 2nd car, classic policy.
Glad to read that you got a good deal from Houghtons Andy
I am very satisfied with them too
Peter
I am very satisfied with them too
Peter
Re: Insurance advice, 2nd car, classic policy.
Yes, thanks for the heads up
Have left them feedback in the Trader section as well.
Thanks also to everyone who made suggestions too, it's always worth ringing round a few for comparisons!
Andy
Have left them feedback in the Trader section as well.
Thanks also to everyone who made suggestions too, it's always worth ringing round a few for comparisons!
Andy
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Re: Insurance advice, 2nd car, classic policy.
its that time of year so I'm going to see what figures I can get
Re: Insurance advice, 2nd car, classic policy.
what kinda milage are you being quoted for 2nd car classic, and do they allow mods?
Re: Insurance advice, 2nd car, classic policy.
I've gone with Admiral this year as they now do a agreed value classic car discount. The policy still collects NCD and still allows me to drive any other car third party. I pay just over £300 for the year (5k miles) with filter,exhaust and suspension mods.
In october i'll also be adding the financee's Tigra as they've already agreed a multicar discount also.
In october i'll also be adding the financee's Tigra as they've already agreed a multicar discount also.
Re: Insurance advice, 2nd car, classic policy.
pk_090 wrote:what kinda milage are you being quoted for 2nd car classic, and do they allow mods?
3K in my case Alex
That's usually ample for me
Peter
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Re: Insurance advice, 2nd car, classic policy.
just got a quote in the post from classicline,
£387 - 3000k a year with exhuats, alloys and air filter. Going to call them up as I do have an alarm, its a 2nd car, and hopefully adding my old man on the insurance might bring it down.
Good things is its the only classic insurance that lets you have a NCB (not sure if this is true). Still going to try other places.
@Unleash, thats a pretty good price for a standard policy. if I can get it under £400 under a normal policy i'd go for that to build the NCB. If its classic, I really want to be looking at under £250'ish.
£387 - 3000k a year with exhuats, alloys and air filter. Going to call them up as I do have an alarm, its a 2nd car, and hopefully adding my old man on the insurance might bring it down.
Good things is its the only classic insurance that lets you have a NCB (not sure if this is true). Still going to try other places.
@Unleash, thats a pretty good price for a standard policy. if I can get it under £400 under a normal policy i'd go for that to build the NCB. If its classic, I really want to be looking at under £250'ish.
Re: Insurance advice, 2nd car, classic policy.
trunks_mk1 wrote:just got a quote in the post from classicline,
£387 - 3000k a year with exhuats, alloys and air filter. Going to call them up as I do have an alarm, its a 2nd car, and hopefully adding my old man on the insurance might bring it down.
Good things is its the only classic insurance that lets you have a NCB (not sure if this is true). Still going to try other places.
@Unleash, thats a pretty good price for a standard policy. if I can get it under £400 under a normal policy i'd go for that to build the NCB. If its classic, I really want to be looking at under £250'ish.
Have you tried Houghtons Trunks?
Theyr'e good to deal with
Peter
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- Joined: Fri Apr 14, 2006 3:22 pm
- Location: Old Kent Road
Re: Insurance advice, 2nd car, classic policy.
I have them on my list to call next week.
Also going to try Admiral multicar as I have my main car is with them. Only thought of that now as I only recently have used them, hopefully they can do me something similar to Unleash.
Also going to try Admiral multicar as I have my main car is with them. Only thought of that now as I only recently have used them, hopefully they can do me something similar to Unleash.