Insurence renew time = big increase, any pointers?

[mattgt]

Hi all,

That time of the year again.

Paid £300 last year fully comp for my Rev3 turbo with Adrian Flux, this year they want £430! I did 400 miles last year so that will work out at £1 per mile!!!!

Rang Sky this morning and they wanted alot more and said the AF quote was proberly the best i will get.

Anyone else i should try?

For the record:

Im 26
full NCD since i was 17
Will do less than 1500 per year
No points, claims etc
Minor mods
Cat 1 alarm/imob
Locked in garage over night
Good area.

Any pointers or recommmends would be great.

[JM_16v]

think you were just lucky last year thats very cheap even at 430

[craig]

think you were just lucky last year thats very cheap even at 430

That is cheap for MR2 Turbo insurance!

[Harold]

Sounds like you need to give classicline a call, £282 for a year on mine.

[dantheman]

Limited milage policy would be worth a try

[mattgt]

Limited milage policy would be worth a try

Yep mileage was limited to 1500, also had euro breakdown and my partner was on there too for £308.

Will try Classicline later, thanks

[Harold]

Limited milage policy would be worth a try

Yep mileage was limited to 1500, also had euro breakdown and my partner was on there too for £308.

Will try Classicline later, thanks

My policy is 6000 miles with all mods declared and uk breakdown cover, so you should be able to get it a bit cheaper if you're covering that few miles.

[Charged]

Classic Line/heritage may be a good bet if it's a second car. IMO flux undersold that policy to you last year and even this year it's very cheap.

[mattgt]

OK Classicline have come up with £281 Thanks Harold, Any others i should try?

[Harold]

OK Classicline have come up with £281 Thanks Harold, Any others i should try?

No idea i'm afraid, you could try googling for other classic car insurers. Classicline is the only one i tried, glad they got you a good price.

[Baker]

classicline are amazing. Not like all the other robbers out there.
Just over 200 for me and that includes euro breakdown.
I doubt very much you'll find cheaper.

[mattgt]

Think I will go with Classicline then Harold/Baker, rang a few others and none came close, thanks again for the heads up.

Oh and if anyone fancy's a giggle ring Carol Nash, just got off the phone to them as they are "specialists in modern classics"

With an £800 excess the premium was.... wait for it.... £2300 !!! The girl on the phone did tell me however i got free legal protection!

Classicline is then.

[archangel]

I find Admiral to be quite good. If you have multicars then get them on a multicar policy too.

[mattgt]

I find Admiral to be quite good. If you have multicars then get them on a multicar policy too.

Tryed them also, breakdown was = £575 for the MR2 and £450 for the 1.3 fiesta.

[loudandproud205]

Performance Direct was who I renewed with, think there was one cheaper but it was like £10 and wasnt worth the effort of swapping things round so I just stayed with Performance Direct and overall I've been very happy with my last 2 years insurance with them.

[cosmos]

Classic line here, seems to be popular any IMOC contact or extra discounts ??

[ToyotaTosh]

I'm insured with Admiral, and my premium is 1200 quid.

I'm 29, full NCB, minor mods, Rev 3 Turbo.......

[mr2nut123]

If paying £430 a year for fully comp tubby insurance is a problem, I think you may need to give this hobby up and get a Micra..

[mattgt]

I'm insured with Admiral, and my premium is 1200 quid.

I'm 29, full NCB, minor mods, Rev 3 Turbo.......

But i see you live in liverpool...

Try ClassicLine next year mate, of the 15 or so companys i have phoned none have even come close.

Thanks for the recommendations guys

[mattgt]

If paying £430 a year for fully comp tubby insurance is a problem, I think you may need to give this hobby up and get a Micra..

The point of this thread was to ask fellow members who they use to see if i could save anything and as it goes I have, over £150 so far. Never had a problem with paying the £430 but with premiums up around 40% this year i thought it was worth asking for some friendly advice.