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When i get the agreed value from the insurance if the worst happens and they write it off in the event of an accident how do they go about it? I mean do they write it off against the book price of the car or against the value of the car agreed? If it helps I have a 1993 MR2 T-BAR Turbo that is about as modified as it gets (to insurance companies anyway) . 
£2000 its going to cost £4000 to fix = write off £10,000 its going to cost £4000 to fix it = not a write off ](./images/smilies/eusa_wall.gif "Brick wall"){kind=small}
its hard to explain lol!! So if your car is agreed at 10k they will have to pay out 10k to you. So the base the decision on whether to write it off on this figure. if the damage is like £15k then they might consider uneconomical repair and write it off. £400 as its the market value."oh i insured it for 6k", its says that in my paperwork so that must mean ill be payed that. when infact all they are entitled too is market value.
not sure on any of the other details at the moment to be hoenst Madmattyturner wrote:Flux Direct at the moment, with all my mods ive got a quote of 580 with an access of 350
Does anyone know on here who would give me a valuation of the car? someone official at the club maybe?
Thanks
which could be wildly different to what folk on here think its worth.£6,500 plus mods, for £380 for the year. When I spoken to Sky to see if they could compete their response was something along the lines of 'bite their arm off'! I don't have an agreed value but I pay 150 a year for my modified turbo. "agreed value" and not just an insured value. Otherwise any claims will be settled based on what the insurer thinks is market value (can of worms that valuation game). All the paperwork needs to be consistent and accurate.