[Mk2] [NA] BHP Increase and Insurance

[GHOST]

I've had this particular '2 since March and even though I'd told my insurance company (Sky) about the mods, when I told them about my recentely purchased 17" wheels they said they'd no record of my exhaust and air filter (even though I was explicit about them when I insured her).

Anyway, they've sent me out a form and they're asking for BHP increase for the exhaust and filter. I figure my REV3 N/A as standard is 173BHP right? But any ideas what a twin exit Powerflow exhaust and un-named air filter would add? I'm guessing its minimal (maybe 2 to 5 extra BHP, but I could do with a rough guess/idea for insurance purposes.

I'm even guessing that my '2 would have lost a few horses over the years!

Cheers in advance.

[john_p_b]

i'd have thought you're about right in your guess around 5bhp on a good day.

i remember my old escort i had, fitted a full magnex system and a K&N induction kit thought it was going to make it into a record breaker, few weeks later had a RR day with the club i was in. now in standard form the 1.8 engine was making 118bhp but by the time i'd spent the best part of £400 quid on it it was making 118.1 bhp

[Martin F]

I've had this particular '2 since March and even though I'd told my insurance company (Sky) about the mods, when I told them about my recentely purchased 17" wheels they said they'd no record of my exhaust and air filter (even though I was explicit about them when I insured her).

Anyway, they've sent me out a form and they're asking for BHP increase for the exhaust and filter. I figure my REV3 N/A as standard is 173BHP right? But any ideas what a twin exit Powerflow exhaust and un-named air filter would add? I'm guessing its minimal (maybe 2 to 5 extra BHP, but I could do with a rough guess/idea for insurance purposes.

I'm even guessing that my '2 would have lost a few horses over the years!

Cheers in advance.

after so many years the differences could be quite minimal, tbh, you would be doing really well to be hitting standard power , im surprised the person involved in your cover wouldn't have had the common sense to figure that out...

[fearless]

i too am having problems with sky received my paperwork yesterday
problems
1) says top of page its a grey import car is (uk model)
2)mods listed alloy wheels mine is fitted with standard alloys
3) no sign of mods i did tell them about like blueflame exhaust,decat and lowered suspension.
4) says its fitted with toad lazer key immboliser which i told them i think is a cobra one judging by the fob.
sometimes these cheap quotes arnt as good as thay seem i did just pay £300 fully comp though which is out of this world for me and the wife, ive read a few people having paperwork issues though with sky

[ancient mariner]

think ollie is your man on this.try sending him a pm.paul.

[fearless]

i phoned sky thay just said ammend mistakes and send them back and thay will change them for me, got to wait for other insurance company to send my proof of no claims bonus yet and i bet thay wont rush doesnt run out till the 27/7/08 though so still got time yet

[GHOST]

You get a little tired of it don't you, but you've got to cover your back in case of an accident and them not paying out.

I would have thought they'd have figured it out for themselves but obviously not.

I was explicit about the exhaust and air filter when I insured her so either the rep was listening to me and mouthing 'blah-blah' to his/her collegue or they just never bothered to note it down at all.

[Stretchermunkey]

At least you guys got insured by them. When I told them I live in liverpool I was told that I can't have insurance as they wont insure cars here.....
It's really not that bad here, since Capital of culture scallys have started putting cars on piles of books rather than bricks when they steal your wheels.

[fearless]

blimey ive never heard that being refused because of your area before, its quite rough where i live i just thought your premium would be high not that thay would refuse to insure you, hopefully i will get this sorted like you said dont want something to happen and then thay refuse to pay you out