[Mk2] [NA] this is silly

flackie666 · Post by **flackie666** » Mon Jun 23, 2008 5:34 pm

ok so im 19 no ncb but 2500 is a joke i hate insurance companies

fearless · Post by **fearless** » Mon Jun 23, 2008 5:45 pm

sure you said mr2 and not murchielago (lambo) not sure on spelling thats madness, i thought £340 was bad when i started driving 18 years ago i found it hard to find the money for insurance, mind you i was driving an escort rs turbo at 23 when insurance was quite bad soon as you say gti or rs insurance companys laughed i only piad £360 fully comp then thats why thay abolished the gti, rs, xr and so on, in saying that thay have started to bring them back out now

splintermcinnes · Post by **splintermcinnes** » Mon Jun 23, 2008 5:50 pm

i bought mine a few years back when i was 21 i think, i paid 2100 for that year now im 25 with 4 years NCB and i am now down to 1000 fully comp, all mods including V6 swap included. its getting there!! haha! and i only use the thing for like 4 months a year when im on leave!! seems silly! but i love the thing too much to let it go!

flackie666 · Post by **flackie666** » Mon Jun 23, 2008 5:50 pm

good ol ford but no im sure i said mr2 lol

flackie666 · Post by **flackie666** » Mon Jun 23, 2008 5:53 pm

i bought mine a few years back when i was 21 i think, i paid 2100 for that year now im 25 with 4 years NCB and i am now down to 1000 fully comp, all mods including V6 swap included. its getting there!! haha! and i only use the thing for like 4 months a year when im on leave!! seems silly! but i love the thing too much to let it go! [Mr. Green]

i think il be paying that much but i love it lol

fearless · Post by **fearless** » Mon Jun 23, 2008 6:44 pm

thats one reason why i wouldnt want to be younger again oh dear good luck with finding a better quote

Steve-O 2007 · Post by **Steve-O 2007** » Mon Jun 23, 2008 6:54 pm

Im 21, 1 years ncb, Turbo and quite a few mods (over 10 maybe around the 20 mark) and its only £1100 with Adrian Flux

rev1_turbo_ian · Post by **rev1_turbo_ian** » Mon Jun 23, 2008 6:56 pm

well im 21, been driving 2 years,no no claims, £800 tpft

flackie666 · Post by **flackie666** » Mon Jun 23, 2008 6:56 pm

adrin told me to go away till i had been driving 2 years an i dont wanna wait til augst

splintermcinnes · Post by **splintermcinnes** » Mon Jun 23, 2008 7:02 pm

All my figures were for fully comp, wouldnt have it any less!

flackie666 · Post by **flackie666** » Mon Jun 23, 2008 7:15 pm

seems like its just my age

lukem · Post by **lukem** » Mon Jun 23, 2008 9:06 pm

flackie666 wrote:adrin told me to go away till i had been driving 2 years an i dont wanna wait til augst

if you drive like you type, i'd charge you £3000.

Post by **Lauren** » Mon Jun 23, 2008 9:14 pm

flackie666 wrote:ok so im 19 no ncb but 2500 is a joke i hate insurance companies

You are too young realistically as is evident from your insurance quotes. So of course it's your age. You haven't even been driving 2 years yet!

You don't have the experience and most likely haven't developed enough skill not to kill yourself or someone else.

You will have to wait until you are old enough, you will have plenty of time left in your life to drive fast cars.

Life isn't fair get used to it.

dannyroids · Post by **dannyroids** » Tue Jun 24, 2008 12:39 pm

just sorted my insurance out today, £420 FC mods declared on my import N/A with 4yr NCB. V pleased. Id never even entertain the thought of paying over 1000 for insurance for a damn car, what a total waste of money.

phipck · Post by **phipck** » Tue Jun 24, 2008 1:18 pm

got my first quote for my mr2 when i was 22, i had only just passed my test (I didnt bother taking it till then as i lived and worked in town) and the quote was £2500 fully comp all mods declaired (Veilside kitted import n/a)

i then went on to drive my company car for a while and got round to insuring my mr2 in feb this year, just before my 24th birthday having only had my license for a little over a year. because i had been driving the company car i hadnt gained any ncb, and i paid £1600 fully comp all mods declaired at the age of 23.

so yes £2500 @ 22 years old

£1600 @ 23 years old

im going to hold the car for a month before i turn 25 in march next year as i hope it drops down again when im seen as 25 plus i will have a years ncb as well.

it sucks, but quite rightly so, there are a lot of dangerous drivers out there and they tend to be under the age of 25 and male. just got to live with it

rev3kid · Post by **rev3kid** » Tue Jun 24, 2008 2:21 pm

im 24 and i pay £690 fully comp

with a-plan

Charged · Post by **Charged** » Tue Jun 24, 2008 2:57 pm

Lauren say it all really but from an insurance perspective:

19 years old + 0 NCB + MR2 = Accident waiting happen

Sorry but that is the way it is, claims loss ratios for young, inexperienced drivers are horrendous.

Ollie
Sky Insurance

phipck · Post by **phipck** » Tue Jun 24, 2008 3:54 pm

its good to have the words from the other side of the fence!

flackie666 · Post by **flackie666** » Tue Jun 24, 2008 4:44 pm

after phoning round all day ive got it down to 1999.89 $\:D/$ go me haha

splintermcinnes · Post by **splintermcinnes** » Tue Jun 24, 2008 6:35 pm

did you try our very own ollie from sky insurance????

www.imoc.co.uk

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