Difference between GT and non-GT

[James2593]

I'm looking at getting an N/A MR2. Insurance is a major problem, with most companies not quoting. Current cheapest is Elephant at £2500 for a GT and £1900 for a non-GT.

What is the difference between the GT models and non-GT? The guide on here suggests that it's the 119 (ish) bhp model in the standard (non-GT) but the 'my car check' app says 173 bhp for a non-GT Reg input.

I didn't even know there was a non-GT model, until I noticed on auto trader some have GT in the title and some don't.

[jimGTS]

there is no GT n/a

GT and GTS are turbo models

n/a models are GTi-16, or the import Glimited


HOWEVER, MANY MANY companies insurance wise state the n/a mr2 as a GT, it technically isnt badged as a GT.
ALSO many selling these cars who dont know any better also sell n/as on as GT also.

all very confusing.

you need to be going with a specialist company in my opinion, those that actually know the difference, last thing you want to be doing is paying turbo money on an n/a.

elephant have many drop down menu's, i would have thought it shows glimited, gti-16 etc?? as well as GT turbo, GT turbo TBar etc.

[James2593]

Didn't know that tbh! I've just been using registrations to insurance companies. They just read it back as a Toyota MR2 (with some adding GT).

These are the manual options that elephant give:

(I can't post links yet, just replace the XX with TT)

hxxp://thumbsnap.com/VEnPo0Y7



Should it be just (N/A) then? Rather than a GT.

[Draven]

No such thing as a GT or non GT in N/A guise

GTi-16 or G-Limited as Jim has said

Get yourself onto a specialist insurer such as sky they should be able to give you the correct model.



If you are concerned about it I would contact them directly and advise that your car is not listed on the website. Give them the exact spec and they should be able to give you a correct quote. If you get a quote on the wrong car it could mean your insurance is invalid.

[Ryan S]

it should have GTi16v in the drop down menus, when i insured mine (on the phone rather than the net) it came back as simply Mr2. no GT, or Gt-s etc...i have to specify that it was a GT model. you may find it easier to talk to an agent.

[James2593]

I rang sky yesterday and they wouldn't quote, along with herts, A-plan and flux.

Rang sky back to confirm the model and he said it's a GT N/A on the system, but manually inputed an N/A and it still wouldn't quote

[Gullzter]

As everyone else has mentioned, gti and g-ltd are n/a, gt and gt-s are turbo.

If you dont mind me asking, what age are you? Any points, accidents etc?
I got a mr2 turbo in Nov '12, i was 25, 3points, no accidents and it was going to cost £1900 (pro-rata as i only got it for last 2 months of insurance).

[jimGTS]

i guess theres nothing wrong with calling it a GT n/a, long as n/a is stated.

im sure many a mr2 n/a owner probably has gt on their v5 also.

gets quite confusing considering most insurance companies have it as gt, so do many sellers.


im sure as said elephant or tesco have many options for the mr2 on there drop downs.

[James2593]

I'm age 20, licence for 3 years, and 3 years no claims bonus. No accidents but 3 points for an SP50.

Sadly age is the factor against me, but I was hoping that will be (partially) helped by having 3 NCB

[Gullzter]

Age is one of the biggest factors, its hard to get insured on certain cars under 21yo as i recall. That coupled with points isnt great but keep looking and im sure you will find something.
An alternative is to share the car with more experienced drivers in the family and that may bring price down a bit. Hope that helps

[synXero]

Hi bud. I was 18 when I got my first N/A MR2 - a G-Limited as has been stated. My insurance for the first year was a whopping £1350 thereabouts. It was through Admiral.

Keep trying, be specific with the insurers, and you'll eventually find a policy that will work for you. The car's worth the bother (if not the £2500 some people get quoted).

[RikH77]

My v5 for the Rev5 lists it as a GT

my old rev3 was on v5 as GT T-Bar - both uk NA's

[DAN_REV1_TURBO]

James, does the car have a rear spoiler and front fogs? If it does not it is probably a 3SFE engined car which often come up as `Coupe` when you insure them. I had a blue one when I was 20, the insurance is cheaper, and then I sold it and bought an import GT Turbo when I was 23.

[James2593]

James, does the car have a rear spoiler and front fogs? If it does not it is probably a 3SFE engined car which often come up as `Coupe` when you insure them. I had a blue one when I was 20, the insurance is cheaper, and then I sold it and bought an import GT Turbo when I was 23.

Yeah, had a rear spoiler, unsure about the fog lamps but I wasn't looking for them.

My v5 for the Rev5 lists it as a GT

my old rev3 was on v5 as GT T-Bar - both uk NA's

That's the way the insurance companies list them. Hence my confusion.

Age is one of the biggest factors, its hard to get insured on certain cars under 21yo as i recall. That coupled with points isnt great but keep looking and im sure you will find something.
An alternative is to share the car with more experienced drivers in the family and that may bring price down a bit. Hope that helps

Any ideas on where to look? I've tried all the ones listed on various threads on here. AIB, Sky, flux, Herts. Go skippy phoned me yesterday and quoted £1800, but a google of them suggests it's a major no go.


I'm willing to pay <2000, which a couple of elephant's quotes have come under, but they're not consistent, with some MR2s adding £500, same year, same REV.


Thanks all for the replies

[JD]

UK

Coupe - 3S-FE/moonroof/no wing/no fog lights
GTi-16 "GT" - 3S-GE/wing/fog lights
GTi-16 T-bar "GT T-bar" - 3S-GE/wing/fog lights/T-Bar

Jarpan

G - 3S-GE/auto box as standard/basic
G-Limited - comparable to UK Gti-16 models but auto box standard
GT-S - 3S-GTE/a few creature comforts as standard/Wangan warrior
GT - 3S-GTE/full fat big daddy/Yakuza boss's daughter option

USA

MR2 - 5S-FE 2.2ltr ladymobile
MR2 turbo - 3S-GTE California-emissions hatin' rich girl's car

Someone please correct any mistakes I have made

[Rob66]

As JD says when they say GT they probably mean as opposed to the GT T-bar, both were also referred to as gti-16 in the UK.

[vtecpower]

hi

when I first got my rev2 turbo at 19 it cost me £1700 to insure with 3 points and 2 years no claim bonus

i sold it when just after I turned 23 and it went down to £900 (points cleared and had 6 year no claim bonus)

it all depends where you live..

im sure I checked under my g.fs mum and dads place to be nosey and it was around £300 cheaper

[Odin_S]

UK

Coupe - 3S-FE/moonroof/no wing/no fog lights
GTi-16 "GT" - 3S-GE/wing/fog lights
GTi-16 T-bar "GT T-bar" - 3S-GE/wing/fog lights/T-Bar

Jarpan

G - 3S-GE/auto box as standard/basic
G-Limited - comparable to UK Gti-16 models but auto box standard
GT-S - 3S-GTE/a few creature comforts as standard/Wangan warrior
GT - 3S-GTE/full fat big daddy/Yakuza boss's daughter option

USA

MR2 - 5S-FE 2.2ltr ladymobile
MR2 turbo - 3S-GTE California-emissions hatin' rich girl's car

Someone please correct any mistakes I have made

Mostly right apart from G limited most are manual

[Gullzter]

To be honest i still find the admiral group the cheapest, did you try with family on policy?
Also the more voluntary excess you are willing to put down the cheaper it becomes
Try gocompare, compare the market, moneysupermarket etc.. Try different models of mr2s then find the one(s) that are within your price range of insurance. Then you can start the search for your car

[James2593]

Yep, got both parents on there with £850 excess (£500 voluntary + £250 compulsory).

The hunt continues!